Roberts.John

All About Self Certified Mortgages

Lenders have been very careful when it comes to deciding which applicants to approve for a loan, and which ones to decline. Among the things that lenders look for is an applicant's credit score. Credit scores are acquired through a very complex set of mat... Read >

Loan Auditing Services Protect Homeowners from Predatory Lending

Loan audit companies have flourished over the years by providing homeowners with tools they can use to save their homes from foreclosure. These companies monitor lenders to be sure they follow loan and mortgage laws properly. They create a safe enviro... Read >

The Forensic Loan Audit Process

An effective forensic loan audit exposes irregularities and loan malpractices at the same time promoting the habit of good lending policies. Performing each step of the audit will reap good and accurate information about the quality of the loan being offe... Read >

What Exactly is a Forensic Audit?

We all know that the word "audit" is usually associated with accounting, custody of property, or banking and finance. However, if we are talking about legal matters or the processes of an investigative nature, the more appropriate term is "forensic audit.... Read >

What are the Hot Loan Frauds Now?

There are many different kinds of loan frauds showing up as days go by. 1. The Land Flip The Land Flip usually starts with a purchase of a house. The buyers of the house are the perpetrators, and they will proceed into defrauding a lender after their ... Read >

Mortgage Fraud: Not Declining Despite the Crisis

Mortgage standards for loans have increased drastically. One would think that mortgage fraud would decline quickly, but surprisingly this is not the case. Mortgage fraud has continued to soar rather than decline. This is according to MARI (Mortgage Assist... Read >

Homebuyer Tax Credit: Nothing Just Yet

The White House, together with trade groups from the real estate industry, said that there won't be any serious discussion of reinstating the homebuyer tax credit. Apparently, speculations occurred after Shaun Donovan, the Housing secretary, released stat... Read >

How to Prevent Foreclosure with a Forensic Loan Audit

The threat of a foreclosure can immediately send a homeowner into a panic. The first thing that comes to mind when a foreclosure is near is to try a loan modification. While it is true that loan modifications can ease the problem of keeping up wit... Read >

Why Forensic Loan Audits Are Necessary

During that time numerous home loans were signed containing violations in unnoticed loan terms. This resulted in borrowers struggling to stay on top of their home loan obligations. Most homeowners are aware of the lending laws and their definitions. ... Read >